文章核心观点 - 新挂牌房源数量同比增长21%，表明“利率锁定”对房主的影响开始减弱，市场新库存增加对购房者是好消息，虽竞争仍激烈但住房成本持续攀升 [1] 更多选择 - 2月Zillow上现有房屋新挂牌量同比增长21%，较1月增长20%，全美50个最大都会区均有增长，南部尤其得州和佛罗里达州最为强劲 [2] - 总库存同比显著增加12%，2月待售房屋超90万套，为2020年以来2月最高，达拉斯、坦帕、奥兰多和迈阿密年增幅最高 [2] 激烈竞争 - 2月虽供应增加，但有吸引力且价格合理的房源竞争仍激烈，房屋平均17天达成合同，比2021 - 2022年慢但远快于疫情前 [3] - 定价过高或缺乏吸引力的房源滞销，所有房屋在Zillow上平均挂牌53天，高于往年同期 [3] - 五分之一房源降价，多数卖家有缓冲空间，除三个主要都会区外典型房屋价值同比上升，自疫情前全国上涨41% [3] 成本攀升 - 美国典型房屋价值349,216美元，较疫情前上涨40.8%，2月月度涨幅最大的是沿海都会区 [4] - 2月抵押贷款利率上升，典型房屋抵押贷款成本同比上涨9.4%，购房者需比2020年多赚约80%，更多人与亲友合作或采用“合住出租”方式购房 [4] 各地区数据 | 地区 | 2月Zillow房屋价值指数 | 同比变化 | 中位数待售天数 | 与疫情前平均天数变化 | 降价房源比例 | 库存同比变化 | 新库存同比变化 | | --- | --- | --- | --- | --- | --- | --- | --- | | 美国 | $349,216 | 4.2% | 17 | -10 | 20.1% | 12.0% | 20.8% | | 纽约 | $640,486 | 7.0% | 26 | -31 | 10.3% | -14.8% | 3.7% | | 洛杉矶 | $926,861 | 8.3% | 14 | -6 | 14.0% | -3.1% | 18.0% | | 芝加哥 | $307,944 | 7.3% | 9 | -16 | 16.7% | -4.5% | 18.1% | | 达拉斯 | $372,660 | 1.3% | 19 | -9 | 25.9% | 38.8% | 50.7% | | 休斯顿 | $303,824 | 1.2% | 28 | 2 | 24.5% | 14.8% | 23.1% | | 华盛顿特区 | $551,667 | 4.3% | 6 | -17 | 15.4% | -6.3% | 10.9% | | 费城 | $349,795 | 7.7% | 9 | -27 | 17.6% | -4.7% | 7.6% | | 迈阿密 | $479,826 | 7.5% | 35 | -9 | 23.8% | 28.6% | 31.8% | | 亚特兰大 | $377,476 | 4.4% | 22 | 6 | 22.6% | 15.5% | 32.1% | | 波士顿 | $668,255 | 8.8% | 8 | -5 | 10.7% | -1.1% | 13.5% | | 凤凰城 | $453,327 | 4.0% | 20 | -7 | 32.1% | -10.8% | 19.0% | | 旧金山 | $1,130,166 | 2.5% | 12 | -2 | 11.7% | 1.9% | 19.2% | | 河滨市 | $568,817 | 6.1% | 18 | -7 | 18.7% | -1.0% | 19.6% | | 底特律 | $242,648 | 6.5% | 11 | -11 | 17.9% | -3.4% | 16.2% | | 西雅图 | $721,382 | 4.4% | 6 | -4 | 13.9% | -1.0% | 32.2% | | 明尼阿波利斯 | $363,973 | 2.0% | 19 | -2 | 15.5% | 22.5% | 40.4% | | 圣地亚哥 | $930,314 | 10.8% | 10 | -11 | 16.8% | 8.4% | 22.5% | | 坦帕 | $377,087 | 3.6% | 26 | 2 | 32.8% | 30.7% | 32.6% | | 丹佛 | $579,917 | 1.7% | 9 | 2 | 21.6% | 9.4% | 19.6% | | 巴尔的摩 | $375,866 | 4.2% | 7 | -29 | 18.8% | 2.1% | 16.3% | | 圣路易斯 | $243,550 | 6.2% | 7 | -16 | 16.9% | 9.3% | 12.7% | | 奥兰多 | $393,190 | 4.1% | 24 | 4 | 25.2% | 29.5% | 31.3% | | 夏洛特 | $375,008 | 4.6% | 13 | 0 | 19.7% | 0.1% | 21.6% | | 圣安东尼奥 | $283,608 | -2.5% | 44 | 4 | 27.0% | 24.7% | 20.3% | | 波特兰 | $538,452 | 2.3% | 15 | 1 | 19.0% | 14.7% | 22.0% | | 萨克拉门托 | $569,580 | 3.4% | 9 | -4 | 17.3% | -12.4% | 16.3% | | 匹兹堡 | $203,573 | 5.8% | 12 | -40 | 20.5% | -0.3% | 11.6% | | 辛辛那提 | $273,507 | 6.2% | 5 | -13 | 19.1% | 13.7% | 18.6% | | 奥斯汀 | $456,293 | -5.1% | 40 | 26 | 21.3% | 6.5% | 37.1% | | 拉斯维加斯 | $415,400 | 4.6% | 17 | -9 | 18.5% | -22.5% | 19.0% | | 堪萨斯城 | $295,389 | 5.4% | 6 | -13 | 19.3% | 15.2% | 26.3% | | 哥伦布 | $304,628 | 6.3% | 5 | -3 | 20.7% | 13.0% | 15.9% | | 印第安纳波利斯 | $271,674 | 3.1% | 12 | -12 | 21.8% | 13.4% | 14.0% | | 克利夫兰 | $217,511 | 7.4% | 9 | -40 | 16.0% | -5.1% | 3.1% | | 圣何塞 | $1,537,093 | 8.8% | 9 | -4 | 8.3% | 0.3% | 24.2% | | 纳什维尔 | $434,361 | 1.8% | 21 | 0 | 26.5% | -1.4% | 12.3% | | 弗吉尼亚海滩 | $340,789 | 6.0% | 24 | -46 | 16.6% | 9.3% | 14.4% | | 普罗维登斯 | $456,902 | 8.4% | 9 | -25 | 13.2% | -4.1% | 4.0% | | 杰克逊维尔 | $354,250 | 1.2% | 34 | -1 | 26.8% | 17.9% | 29.8% | | 密尔沃基 | $330,730 | 7.5% | 22 | | 12.2% | 11.7% | 12.6% | | 俄克拉荷马城 | $229,838 | 3.6% | 19 | -50 | 23.6% | 28.4% | 28.0% | | 罗利 | $437,580 | 3.0% | 11 | 3 | 23.8% | 4.4% | 18.0% | | 孟菲斯 | $235,883 | 1.4% | 31 | -10 | 22.0% | 28.5% | 24.6% | | 里士满 | $357,211 | 5.4% | 7 | -7 | 17.8% | 9.1% | 16.4% | | 路易斯维尔 | $248,361 | 4.4% | 9 | -14 | 22.9% | 11.9% | 13.9% | | 新奥尔良 | $235,804 | -7.5% | 42 | 4 | 22.2% | 23.2% | 20.5% | | 盐湖城 | $533,750 | 1.6% | 15 | 3 | 20.7% | 0.0% | 25.5% | | 哈特福德 | $343,635 | 12.5% | 6 | -27 | 11.2% | 2.1% | 5.5% | | 布法罗 | $246,490 | 7.5% | 11 | -17 | 11.9% | -9.1% | 1.6% | | 伯明翰 | $247,914 | 1.3% | 14 | -5 | 19.7% | 10.5% | 14.9% | [5][6]