We are living in a digitally powered economy. This includes banking and consumer lending. Companies such as SoFi Technologies (SOFI 1.00%) have attracted millions of customers with their online-only consumer banks that offer time-saving features and higher interest rates on deposits than the big banks. The company now has over 8 million members, up from 1 million in 2020. Growing quickly, finally profitable The most important moneymaker for SoFi is its lending division. It focuses on personal consumer loans ...