Flash | 21 Jul 2026 09:11:32 ET │ 11 pages Ally Financial Inc (ALLY.N) 2Q26 Initial Take - ~2c Core PPNR Beat on Better NII; Minimal but Only Positive Changes to '26 Guidance CITI'S TAKE ALLY reported ~2c core PPNR beat to Street driven by better NII (~5c tailwind) with NIM trends up 11bps q/q to 3.59%, partially mitigated by a higher core expense base. Credit results were solid, with auto NCOs down 40bps to 1.57% (vs 1.97% in 1Q) and consolidated down 10 bps q/q to 1.11%. 30+ DPD delinquency rate (all-in) ...