J P M O R G A N After market close, applied data analytics company Fair Isaac (FICO) reported 3QF26 (Jun. 2026) adjusted EPS of $12.18 before stock-based compensation (SBC), representing a modest miss versus our $12.29 JPMe. FICO's conservative guidance posture and strong pricing power have made earnings misses atypical in recent years. In this instance, we judge investors are likely to forgive a shortfall that, versus our model, can be explained by weak on-premise software and professional services revenue ...