Goldman Sachs analyst Will Nance downgraded PayPal Holdings, Inc. (NASDAQ:PYPL) and Marqeta, Inc. (NASDAQ:MQ), citing downside risks to their 2026 forecasts.The analyst notes that investor sentiment has become increasingly cautious as the fourth quarter approaches. • PYPL shares are under pressure. Get the details here.The analyst cited key concerns scuh as tougher year-end comparisons following last year's spending surge, renewed pressure on lower-income consumers and continued rotation from cyclical secto ...