核心战略 - 公司大力推广0%年利率月供贷款产品 旨在吸引更多消费者支出并扩大先买后付市场份额 此策略定位为比传统信用卡更友好的替代方案 特别吸引对循环债务谨慎的年轻消费者[1] - 通过聚焦可负担性和价值 公司将首次用户转化为忠诚重复客户 此策略缓解大额商品结账障碍 同时从商户处获得更高费用[2] - 尽管0%年利率产品可能压缩利润率 但若能有效提升交易量和商户渗透率 将支持长期增长并强化市场地位[4] 运营表现 - 2025财年第四季度0%年利率月供贷款的成交金额同比飙升93%[3] - 同期Affirm卡上0%年利率成交金额较上年同期增长超三倍[3] - 当季店内Affirm卡消费额同比激增187% 显示消费者对免息分期选项需求旺盛[3] 竞争格局 - 主要竞争对手PayPal在2025年第二季度拥有4.38亿活跃账户 当季净收入同比增长5% 总支付额增长6%[5] - 竞争对手Sezzle同期成交金额暴涨74.2% 总交易量增长62.6%至820万笔 重复使用率达96.4% 活跃消费者数增长9.5%[6] 市场表现与估值 - 公司年内股价上涨35% 超越行业19.5%的涨幅[7] - 远期市销率达6.52倍 高于行业平均的5.68倍 价值评分为F[9] - 市场共识预期2026财年盈利将实现400%同比增长 收入预计增长19.6%[10]

HONG KONG, Sept. 03, 2025 (GLOBE NEWSWIRE) -- via IBN -- AlloyX Limited, a wholly-owned subsidiary of Solowin Holdings (NASDAQ: SWIN) (“Solowin” or the “Company”), and an Asia-based fintech company that bridges traditional banking with blockchain innovation, has officially joined the Circle Alliance Program. This move strengthens its integration within Circle’s USDC ecosystem and accelerates its mission to deliver compliant, programmable, interoperable, and scalable stablecoin infrastructure on a global sca ...

HONG KONG, Sept. 03, 2025 (GLOBE NEWSWIRE) -- AlloyX Group ("AlloyX"), a Hong Kong-based fintech company focused on cross-border payments and institutional-grade asset tokenization through stablecoin infrastructure, today announced it has reached a definitive merger agreement with Nasdaq-listed Solowin Holdings (NASDAQ: SWIN, "Solowin"). This merger will fully leverage the strengths of both parties in traditional finance and the Web3 ecosystem, jointly building a new financial ecosystem centered on stableco ...

Walmart-backed OnePay offers credit and debit cards, high-yield savings accounts, buy now, pay later loans and a digital wallet with peer-to-peer payments.OnePay, the fintech firm majority owned by Walmart, is launching its own branded wireless plan as it seeks to become a one-stop shop for its users, CNBC has learned.OnePay Wireless will be available starting Wednesday in the OnePay app, according to Gigs, the mobile services startup that partnered with the company.The plan costs $35 a month for unlimited ...

Circle's stablecoin business is booming, but many investors ran for the exits in August anyway. Here's what spooked them.Shares of Circle Internet Group (CRCL -8.71%) took a 28.1% hit in August 2025, according to data from S&P Global Market Intelligence. The group behind the USDC (USDC 0.00%) stablecoin posted its first earnings report as a public company in the middle of the month, and it wasn't strong enough to support Circle's early price jump.Circle's earnings landed with a thudFrom the initial public o ...

Toronto, Ontario--(Newsfile Corp. - September 2, 2025) - Tenet Fintech Group Inc. (CSE: PKK) (OTC Pink: PKKFF) ("Tenet" or the "Company"), an innovative analytics service provider, owner and operator of the Cubeler® business development platform, today announced that it has updated its investor presentation (the "Investor Presentation") at the request of OSC staff in connection with an OSC staff review. The Investor Presentation was revised to remove forward-looking information regarding forecasted revenue ...

Now you can get access to the latest and highest-quality analysis of recent Wall Street buying and selling ideas with just one subscription to Beyond the Wall Investing ! There is a free trial and a special discount of 10% for you. Join us today!If you read my articles on Seeking Alpha regularly, you probably know that I've always been bullish on SoFi Technologies, Inc. (NASDAQ: SOFI ) stock, with my very first call datingDaniel Sereda is chief investment analyst at a family office whose investments span co ...

PLANO, Texas, Sept. 02, 2025 (GLOBE NEWSWIRE) -- Katapult Holdings, Inc. (“Katapult” or the “Company”) (NASDAQ: KPLT), an e-commerce focused financial technology company, announced that Orlando Zayas, CEO, and Nancy Walsh, CFO, will participate in the H.C. Wainwright 27th Annual Global Investment Conference, which is being held September 8 to 10, 2025. Orlando Zayas will deliver a presentation that will discuss an overview of the Katapult business. The presentation will be available via on-demand webcast be ...

Klarna employees, including engineers and people in marketing, are being told their jobs are no longer needed and reassigned to customer support, after its CEO acknowledged that earlier AI-driven cost-cutting went too far. Founded in 2005, the buy-now, pay-later firm plans to IPO soon, seeking to raise up to $1.27 billion, according to an SEC filing on Tuesday. As Klarna prepares to go public, the firm has recently been informing staff that their roles are no longer required, redirecting them into customer ...

Swedish buy-now, pay-later (BNPL) startup Klarna and its shareholders are reviving its initial public offering, hoping to raise as much as $1.27 billion in a listing that would value the company at up to $14 billion.The company and some of its shareholders are together selling approximately 34.3 million shares between $35 and $37 each, the company said in an update to its registration statement on Tuesday. Klarna would receive proceeds from about 5.6 million shares, while its shareholders are offloading nea ...