Justin has been unemployed for the past year, but now that he’s working again, he’s unsure how to catch up on retirement savings. Luckily, Justin was unemployed by choice — he helped his aging parents relocate, traveled, and pursued a personal passion project. He was able to afford to break because he had previously earned about $150,000 a year and followed a disciplined saving strategy. Although Justin prioritizes enjoying life and spending time with loved ones, he’s also focused on long-term financial ...