Filing a car insurance claim is when your coverage really gets tested. Affordable rates matter, but so does having a car insurance company that communicates effectively, pays claims fairly, and works smoothly with repair shops when it counts. To identify the best-rated car insurance for claims filing, we analyzed NAIC complaint data and CRASH Network grades, which reflect insurers' handling of repairs and interactions with body shops. Here are the car insurance companies that stood out for claims performa ...