Heritage Commerce (HTBK -3.13%), a bank focused on serving small and medium-sized businesses in the San Francisco Bay and Silicon Valley, announced its earnings for Q2 2025 on July 24, 2025. The headline news was its adjusted (non-GAAP) earnings per share of $0.21, which topped analyst estimates of $0.19 in Q2 2025. GAAP revenue of $47.8 million also came in ahead of the $47.3 million expectation in Q2 2025. However, a large legal settlement charge pushed net income to $6.4 million, down 31% from the second ...