Employers are responding by shifting costs and rethinking plan design. When plan costs rise, the workers’ share of health coverage contributions typically rises at the same rate, which means many employees could see paycheck deductions increase roughly 6 to 7% next year. (6)Strong patient demand for products like Ozempic, which costs an eye-watering $11,971 per year at its list price, have also contributed to higher insurance costs. (5) Meanwhile, continued consolidation among hospitals and clinics has give ...