zimmytws / Shutterstock.com Quick Read Social Security benefits lost 20% of buying power between 2010 and 2024. COLAs use CPI-W which underweights healthcare and housing costs relative to senior spending patterns. Annuities with inflation protection can provide guaranteed lifetime income to supplement declining Social Security value. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. tak ...