Rachel called "The Ramsey Show" seeking guidance on how to separate shared finances after ending a five-year relationship that left her tied to multiple joint debts. She said they broke up about two months ago, but their finances remain tied to a house, two vehicles, and several loans. Family members suggested bankruptcy as a way to start over, prompting her to seek another perspective. "Filing bankruptcy on this is kind of like taking poison and hoping he dies — you're killing you," personal finance ex ...