Baby boomers may just be the last generation to have had a smooth and financially secure retirement. For their children, most of whom are Generation X, retirement will not be as easy as it was for their parents. Up Next: Dave Ramsey Warns: This Common Habit Can Ruin Your Retirement For You: 6 Clever Ways To Pocket an Extra $1K This Month Cost of living, healthcare and housing prices are rising faster than wages — eroding savings and increasing reliance on credit, according to Natalia Brown, chief consumer ...