Key Points The obvious indication you're ready to claim Social Security is that you've reached your full retirement age. Other signs include having sufficient other income sources for retirement. The $23,760 Social Security bonus most retirees completely overlook › One of the most important retirement decisions you'll make is when to claim Social Security benefits. It's a decision you definitely want to get right. A mistake could weigh on you for the rest of your life. Are you really ready to star ...

“I was told I would be penalized by Social Security for not registering.” - MarketWatch photo illustration/iStockphoto Dear Help Me Retire, I am 67 and employed. I receive health insurance through my employer. I plan to retire within one to two years. I was told I would be penalized by Social Security for not registering. I do not understand.  Can you explain? Most Read from MarketWatch Sincerely, In Trouble See: I pulled $90K out of my 401(k) and put it in precious metals. Is this the best way to sa ...

公司动态 - Nvidia市值本周达到4万亿美元[2] - Nvidia联合创始人Jensen Huang持有的股份价值约1430亿美元[2] - Nvidia在公开上市期间股价曾两次下跌90%但最终累计涨幅超过300000%[5] 行业趋势 - "Magnificent Seven"股票（苹果、亚马逊、Alphabet、Meta、微软、特斯拉、Nvidia）是当前牛市的主要驱动力[3][4] - 指数基金和ETF使退休储蓄者无需早期押注变革性商业概念也能获得高增长公司曝光[6][7] - 市值加权指数基金使投资者能自动配置到未来高价值股票[8] 投资策略 - 通过广泛市场指数投资可被动获得商业变革者的超额收益[7][10] - 商业进步带来的财富不平等实际提升了退休质量[11] - 企业家因更早发现颠覆性商业机会而获得大部分市场收益[9]

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