诉讼指控 - 纽约总检察长Letitia James起诉Capital One 指控公司误导客户关于高利息储蓄账户的存在 [1] - 诉讼指控公司宣传360储蓄账户具有"全国最佳储蓄利率之一" 但实际利率"人为压低" 而全国利率上升 [2] - 指控公司创建"几乎相同"的360 Performance储蓄账户 利率最高可达原账户14倍 [3] - 指控公司"故意误导"360储蓄客户关于新产品的存在 以避免支付额外利息 [3] 公司回应 - Capital One发言人强烈不同意总检察长的指控 表示将在法庭上"积极辩护" [4] - 公司声明称其360系列银行产品提供"行业领先"的利率 无费用无最低限额 [5] - 声明表示360 Performance储蓄产品通过全国电视等渠道广泛营销 对所有新老客户开放无限制 [5] 监管背景 - 消费者金融保护局(CFPB)曾于1月14日起诉Capital One 指控公司"骗取家庭数十亿美元储蓄" [6] - CFPB在2月27日撤销诉讼 距局长Rohit Chopra被特朗普总统解雇约四周 [6]

The logo for consumer lending firm Capital One Financial Corp is seen on its headquarters on January 20, 2023 in McLean, Virginia. The company has reportedly eliminated up to 1,100 technology positions this week as its digital structure matures.New York Attorney General Letitia James sued Capital One on Wednesday, accusing the bank of "cheating" customers out of millions of dollars in interest payments – just months after the Trump administration's Consumer Financial Protection Bureau dropped a similar suit ...