Key Points Medical Properties Trust is healthy again. Mid-America Apartment Communities expects rent growth to reaccelerate now that its supply headwinds have faded. W.P. Carey's rebuild portfolio is delivering earnings and dividend growth. 10 stocks we like better than W.P. Carey › My top financial goal is to achieve financial independence. I want my investment portfolio to generate enough passive income to cover my basic living expenses. That would future-proof my finances if AI were to impact ...

Kevin O'Leary might be worth hundreds of millions today, but the investor and “Shark Tank” star says his success was built on some serious setbacks. Failure, Then Freedom In a recent post on X, O’Leary said he wouldn't change anything about his past, not even the parts that went terribly wrong. “I wouldn’t have changed anything. I wouldn’t give him advice to do anything other than what he did, because it was the failures that led to the successes,” he said when asked what he would tell his 25-year-old se ...

FIRE运动核心理念 - FIRE代表财务独立和提前退休 强调通过严格的预算 储蓄和投资来实现远早于65岁的退休目标 [1] FIRE运动的优势 - 鼓励人们有目的地储蓄 推动其仔细思考所珍视的价值 培养围绕支出的纪律性和意识是良好习惯 [3] - 强调预算纪律 支出分析和长期规划对于实现任何财务目标都至关重要 尤其能帮助遏制随着工资增长而出现的“生活方式膨胀” [4][5] - 运动的一大益处是提高了个人财务素养 促使人们探索理财知识并将最佳实践应用于自身财务 [5][6]

I’m a Financial Analyst at a Fortune 500 company, investing with a long runway—30 years to retirement and plenty of compounding ahead. I write about building a thoughtful portfolio that balances strong growth potential with solid fundamentals. My focus is on high-quality businesses, mostly in the U.S. and Europe—companies with staying power, industry-leading profitability, low leverage, and room to grow. I’m especially interested in portfolio strategy, capital allocation, and what makes a business truly wor ...

Rick is a Wall Street Journal best-selling author with over 20 years of experience trading stocks and options. The most authoritative publications, including Good Morning America, Washington Post, Yahoo Finance, MSN, Business Insider, NBC, FOX, CBS, and ABC News, cover his work. His passion is business, and he works tirelessly to deliver content in an easy-to-understand manner. In 2018, Rick wrote The Financially Independent Millennial to inspire his readers with his story about becoming financially indepen ...

作者背景 - 作者为《华尔街日报》畅销书作家 拥有超过20年股票和期权交易经验 [1] - 其作品及观点受到包括《华盛顿邮报》、雅虎财经、MSN、商业内幕等权威媒体的报道 [1] - 作者于2018年撰写《财务独立的千禧一代》 分享其在35岁时实现财务自由的经历 [1] 披露声明 - 分析师声明未在提及的任何公司中持有股票、期权或类似衍生品头寸 且在未来72小时内无此类头寸的建仓计划 [2] - 文章内容代表分析师个人观点 未因撰写此文获得除Seeking Alpha以外任何形式的报酬 [2] - 分析师与文章提及的任何公司不存在业务关系 [2] 平台免责 - 平台明确声明过往业绩并不保证未来结果 [3] - 平台所表达的任何观点或意见可能并不代表Seeking Alpha的整体立场 [3] - 平台声明其并非持牌证券交易商、经纪商、美国投资顾问或投资银行 [3]

A happy senior couple sitting on a bench together in warm clothinggettyI’m regularly struck by something American investors always seem to take for granted: The many choices we have available to gain financial independence.And investors in closed-end funds (CEFs) make the most of these choices. These high-yielding funds kick out 8%+ dividends on average, and the portfolio of my CEF Insider service, which helps investors make the most of CEFs, pays even more, with its 18 holdings paying a rich average yield ...

退休储蓄目标 - 美国民众认为在2025年实现舒适退休需要126万美元的储蓄 [1] 实现提前退休的财务习惯 - 保持较低的住房支出是关键 住房支出可能成为个人最大的月度开支 降低住房成本可为储蓄和投资释放更多资金 [2] - 根据抵押贷款银行家协会数据 2024年7月全国抵押贷款还款中位数为2127美元 较6月下降45美元 [2] - Zillow数据显示 当前所有卧室和物业类型的平均月租金为2025美元 [2] - 购买房屋时应选择低于最大承受能力的房产 或通过出租闲置房间以租客支付帮助偿还抵押贷款 [3] 车辆成本管理 - 与房屋不同 汽车通常会贬值 控制车辆成本可为退休投资提供更多资金 [4] - 根据Kelley Blue Book数据 截至2025年8月 新车平均价格为49077美元 二手车平均价格为25393美元 [4]

核心财务哲学 - 财务理念核心为“先支付给自己”，即在消费前先进行储蓄和投资 [1][2] - 具体实践方法是“不要花完再存，而要存完再花” [2] - 该实践是财务独立的基础 [2] 具体财务策略 - 强调减少不必要的开支 [2] - 建议持续投资于低成本的标普500指数基金，作为长期积累财富的可靠方法 [2] - 建议避免消费者债务，并鼓励投资于个人成长和知识，认为这会带来最高回报 [3] 生活平衡理念 - 提醒个人应过平衡的生活，财务成功不应以牺牲快乐、人际关系和福祉为代价 [3] - 在经济不确定时期，避免消费者债务的建议尤其相关 [5] - 财务成功并非衡量美好生活的唯一标准 [5]

分析师背景与投资理念 - 分析师为iREIT+Hoya Capital投资团队做出贡献 [2] - 投资策略侧重于股息投资 偏好优质蓝筹股 商业发展公司(BDC)和房地产投资信托基金(REIT) [2] - 采用买入并持有的投资方式 注重质量而非数量 计划在未来5-7年内依靠股息补充退休收入 [2] 持仓与利益披露 - 分析师通过股票所有权 期权或其他衍生品对ADC股票持有有益的多头头寸 [3] - 文章内容代表分析师个人观点 未因撰写本文获得除Seeking Alpha以外的报酬 [3] - 分析师与文章中提及的任何公司均无业务关系 [3]