A surprise expense is rarely welcome, especially during a time of rising costs. Fortunately, certain types of financing can help you cover a surprise cost, whether it’s a one-time or ongoing expense. Two flexible financing options are personal loans and personal lines of credit. Many lenders offer them, and both have relatively low interest rates. That said, each is structured differently, and one may be a better fit than the other. Here’s what to know when comparing a personal loan vs. a personal line o ...