With mortgage rates lingering near 6%, homeowners are not likely to let go of their primary mortgage anytime soon, so selling the house may not be an option. Why give up your 5%, 4% — or even 3% mortgage? Accessing some of the value locked into your house with a use-it-as-you-need-it HELOC can be an excellent alternative. How HELOC interest rates are priced by lenders HELOC interest rates are different from primary mortgage rates. Second mortgage rates are based on an index rate plus a margin. That index is ...

Google is expanding its push into consumer finance in India with the launch of a UPI-linked credit card, betting on a country of more than 1.4 billion people where fewer than 50 million currently hold a credit card. On Wednesday, Google entered India’s growing co-branded credit card market with the launch of Flex by Google Pay, partnering with private lender Axis Bank to expand access to credit in the country’s UPI-driven payments ecosystem. India’s rapid adoption of digital payments through the govern ...

ROME, Dec. 17, 2025 /PRNewswire/ -- Stablecoins continue to advance from a niche instrument to a core settlement layer. In the first seven months of 2025, stablecoin transaction volumes surpassed $4 trillion, up 83% year-on-year, and now sit alongside traditional networks in terms of scale. Regulators are moving in parallel: the SEC has opened the door to multiple spot Bitcoin ETFs, and major custodians such as BNY Mellon, State Street, and DBS are broadening their digital-asset operations. Continue Read ...

2 小微企业在申请创业担保贷款前1年内新招用符合创业担保贷款申请条件的人数达到企业现有在职职工 人数10%（超过100人的企业达到5%），并与其签订1年以上劳动合同； 创业担保贷款 是指以符合规定条件的创业者个人或小微企业为借款人，由创业担保贷款基金或政府性融资担保机构提 供担保，由经办银行发放，由财政部门给予贴息，用于支持个人创业或小微企业吸纳就业的贷款业务。 小微企业申请创业担保贷款 需要满足哪些条件？ 小微企业申请创业担保贷款 需要满足三方面条件： 1 属于现行中小企业划型标准规定的小型、微型企业； 给予贷款实际利率50%的财政贴息 对还款积极、带动就业能力强、创业项目好的小微企业，创业担保贷款到期后可继续申请贷款及贴息支 持，累计次数不超过3次。 如何申领？ 3 无拖欠职工工资、欠缴社会保险费等违法违规信用记录。 小微企业能贷多少 创业担保贷款？ 经办金融机构根据企业实际招用人数 合理确定创业担保贷款额度 最高不超过400万元 贷款期限不超过2年 财政部门 申请创业担保贷款贴息支持的个人或小微企业，应向当地人力资源社会保障部门申请资格审核。 通过资格审核的个人或小微企业，应当向当地创业担保贷款担保基金 ...

Sagicor Group Jamaica Ltd said on Tuesday it will merge with Sagicor Life Inc, unifying operations under a new holding company, Sagicor Group Caribbean, and in the process create a US$6.9-billion entity. The deal, struck with parent Sagicor Financial Company Ltd, will consolidate insurance, banking, and investment services across the Caribbean.“By merging our Caribbean operations, we are combining two institutions with deep roots and strong reputations across the Caribbean to form a regional champion with g ...

BREAKING: Futures Edge Lower After Mixed Session Today's Spotlight IBD's 12 Days of Holiday Deals Celebrate the holidays with big discounts on IBD's premium products every day from Dec. 13-24. Get Market Insights on IBD Live Join IBD Live to watch and discuss the market action in real time with a team of top market analysts. Is the Santa Claus Rally Real? Something big may be coming to town—check out IBD's guide to the Santa Claus Rally. Partner Center More News In the wrong hands, quantum computing could u ...

TIM: THE S&P 500 CLOSING IN ON A RECORD EARLIER THIS MONTH. BITCOIN STRUGGLED TO FIND FOOTING. MERRILL HOLDINGS KNOWS ALL TOO WELL, DOWN 36% THIS YEAR.WITH MORE WE HAD TO PARIS. GOOD TO HAVE YOU ON THE PROGRAM. THE DECLINE IN ASSET PRICE THIS YEAR, $126,000 WAS A MAJOR HIGH EARLIER THIS YEAR, A BIG MOMENT FOR THE CRYPTOCURRENCY.DOWN MORE THAN 30%, HOW MUCH LOWER DOES BITCOIN GO. FRED: BITCOIN AT THIS LEVEL IS FINDING SUPPORT AT THE HUNDRED 84,000 RANGE. JUST ABOUT WHERE THE BREAKEVEN POINT IS ON MOST ETF PU ...

Join for a 100% Risk-Free trial and see if our proven method can help you too. You do not need to pay for the costly lessons from the market itself.Sensor Unlimited is an economist by training with a PhD, with a focus on financial economics. She is a quantitative modeler and for the past decade she has been covering the mortgage market, commercial market, and the banking industry. She writes about asset allocation and ETFs, particularly those related to the overall market, bonds, banking and financial secto ...

1. MSOX – AdvisorShares MSOS Daily Leveraged ETF MSOX, which seeks to achieve 2x the total daily return of the AdvisorShares Pure US Cannabis ETF (MSOS) through swap agreements, topped the list with a ~94% weekly return. The cannabis industry gained last week on the anticipation of a major policy change. President Trump's potential executive order to reclassify marijuana as a less dangerous substance sent cannabis shares soaring last week. The order is reportedly expected this week. 5. NUGT – Direxion Daily ...

NEW YORK, NY / ACCESS Newswire / December 16, 2025 / For a century, the world has operated on a comfortable illusion. Central banks believe they know how much gold they hold. ...