SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. Despite your best planning and efforts to prepare for retirement, you’re still likely to encounter some kind of unexpected challenges after you stop working. According to Charles Schwab, there are five retirement surprises, which might come as a financial shock to many older workers. However, if you’re prepared, you can avoid allowing seeing these disruptions derail your golden years. “Withdrawing an extr ...