Across the United States, the cost of insuring a home or car has surged well beyond the pace of inflation — and for many households, the numbers are becoming impossible to ignore. Over the past six years, homeowners’ insurance premiums have climbed more than 40% nationwide, according to industry data. In 2024 alone, average rates jumped 10.4%, with 33 states reporting double-digit increases. (1) Must Read In Utah, rates have soared nearly 60% in just three years, while auto insurance rates have risen 56 ...