投资行为误区 - 投资者因不确定性而避免投资决策，等待完美时机入市 [2] - 投资者因担忧市场崩盘或衰退而持有负面预期，导致投资停滞 [4] - 投资者等待估值下降才进行额外投资，可能错失整体机会 [6] 市场时机与策略 - 市场不存在完美投资时机，闲置现金会因通胀损失购买力，而股市可能悄然上涨 [3] - 采用美元成本平均法，定期投入固定金额，避免择时交易并保持市场参与 [4] - 长期来看市场呈上涨趋势，应制定适应波动的计划并坚持投资策略 [5] 估值与资产配置 - 等待更便宜估值可能导致完全错过投资机会，因股价可能持续上涨 [6] - 理解市盈率很重要，但不应阻碍投资，可偏向低估板块或地区 [7] - 保持资产多元化，避免全盘押注于市场时机 [7]

A 2025 Empower survey found that 86% of Americans have invested money for specific goals, such as retirement, financial independence and generational wealth. Unfortunately, many people make mistakes that hurt their chances of building wealth, like misjudging returns or making fear-driven investing decisions. In a recent YouTube video, personal finance expert and licensed attorney Jaspreet Singh discussed seven investing mistakes that can kill your wealth. Find out what he recommends doing instead. Find Ou ...

Cramer fell into the trap of believing that historically well-run great brands are immune to economic and political risk. He was proven wrong with Estée Lauder (NYSE:EL) .Read more: US car insurance costs have surged 50% from 2020 to 2024 — this simple 2-minute check could put hundreds back in your pocketIdeally, investors should objectively analyze every holding after a setback. Before buying and becoming emotionally involved, it’s also wise to establish a list of minimum criteria to stay invested and pote ...

   By Guest Blogger Doug Rowat.Like many parents at summer’s end, I’d officially run out of ways to entertain my kids. So, I went with the very best of old-school options: Monopoly.During one game, my daughter had enough money to buy a house on one of her red properties and she asked me where she should place it. I was swinging around the board, seven spaces away from Illinois Avenue. Thus, it became a perfect opportunity to introduce her to probabilities.Before she decided, I showed her the below chart:Two ...