KEY TAKEAWAYS Debt collection complaints surged by nearly 200,000 in 2025. More debt collection complaints are likely tied to consumers falling into delinquency on many different types of loans. With significantly higher delinquency and default rates across most loan types, the number of complaints against debt collectors skyrocketed in 2025. There were 471,142 reports against debt collectors in 2025. That is more than double the number of reports submitted in 2024, according to the most recent d ...