Accessibility StatementSkip Navigation Spencer joins First Citizens from Synovus, where he spent the past eight years growing the middle market platform and expanding the footprint to five southeastern states. His highly developed skillset includes commercial and corporate banking. He previously held relationship management and leadership roles with both Wells Fargo and JPMorgan Chase. A graduate of the University of Houston and active member in his community, Spencer serves on advisory boards for Childre ...

业绩总结 - 中型市场客户总收入预计在2024年达到约580亿美元[3] - 中型市场商业存款在2024年预计超过1000亿美元，较2019年增长38%[11] - 中型市场商业支付收入在过去五年内的年复合增长率(CAGR)约为10%[3] - 2024年，商业支付的手续费收入预计将达到约36亿美元，较2019年增长60%[11] 用户数据 - 2024年，KeyCorp的中型市场客户数量预计将达到约4.6万[11] - 77%的商业存款为运营存款，显示出客户的资金使用效率[14] - 2024年，KeyCorp的商业支付客户数量增长率为325%[9] 市场展望 - 2024年，嵌入式银行业务的市场规模预计将从320亿美元增长至620亿美元[9] - 2024年，商业支付的平均存款收益率为60个基点，较2022年增长8个基点[9] - KeyCorp在中型市场的市场渗透率低于5%，显示出未来增长潜力[5]