Can I maintain my current lifestyle in retirement? Does the 4.7% withdrawal rate apply or can I spend higher in the earlier years and lower in my later retirement years? Should I try for rental income now? When should I draw Social Security?My returns on my assets are fairly robust, with a compound annual growth rate of about 17%-18%. That will fluctuate over the long term.My current annual income is around $350,000-$400,000. My spending is relatively high at about $20,000 per month. This includes some shor ...