Key Takeaways FDIC-Insured banks' Q3 earnings rose to $79.4B as revenues and deposits strengthened.Net interest income hit $189.6B, while non-interest income grew 11%. Credit quality improved with lower NCOs and reduced provisions.The Federal Deposit Insurance Corporation (“FDIC”)-insured commercial banks and savings institutions reported third-quarter 2025 earnings of $79.4 billion, which increased 21.4% year over year.Banks, with assets worth more than $10 billion, accounted for a major part of earnings i ...