Question-and-Answer SessionBut I wanted to start off with an overview question. When you look at the businesses that constitute The Hartford, how do you see it as distinctive from key competitors in the marketplace.Christopher SwiftChairman & CEO Well, it's great to be back with you, Meyer. I always appreciate the invitation to be with you. I think we've been talking about it for a little bit now. I think The Hartford's a great strategic competitive advantages is our small to midsized enterprise focused and ...