Key Points Annual increases from Social Security are vital, but they're generally not huge. They may not keep up with the actual inflation faced by seniors. Plan around Social Security, setting up other income streams. The $23,760 Social Security bonus most retirees completely overlook › There's a lot to love about Social Security. For one thing, it lifts millions out of poverty and it's the main source of retirement income for many millions. A key benefit that lots of people overlook is that it' ...