Key Takeaways Capital One's SCB will drop from 5.5% to 4.5%, increasing capital flexibility starting October 2025. The reduced SCB supports COF's strategic goals, including acquisitions and shareholder returns. COF's $35.3B Discover deal, dividend payouts and $3.88B buyback capacity reflect capital deployment strength.Last week, Capital One (COF) announced that its preliminary Stress Capital Buffer (SCB) has been set at 4.5% by the Federal Reserve. This will be effective from Oct. 1, 2025, through Sept. 3 ...

CHARLOTTE, N.C., July 1, 2025 /PRNewswire/ -- Bank of America today commented on the results of the Federal Reserve's 2025 Comprehensive Capital Analysis and Review (CCAR) and announced plans to increase its quarterly common stock dividend to $0.28 per share beginning in the third quarter of 2025.The 2025 stress test results indicated that Bank of America's modeled capital depletion improved 100 bps to 170 bps. Capital depletion measures the difference between a firm's CET1 capital ratios at the beginning a ...