Comprehensive study highlights the need for improved plan design and participant support to help with retirement security 12NEW YORK, Dec. 16, 2025 /PRNewswire/ -- J.P. Morgan Asset Management today released its "Retirement by the Numbers" report, revealing that anonymized Chase household data showed that 48% of plan participants carry credit card debt, which increases their likelihood of taking a loan from their retirement plan. High credit card balances are also associated with lower contribution rates a ...

Key Points Giving up your workplace match is something you might kick yourself for. Ignoring investment fees could leave you with less money. Passing up a Roth could leave you with fewer options and higher taxes in retirement. The $23,760 Social Security bonus most retirees completely overlook › If you're contributing to a 401(k), you're already doing your part to set yourself up for a financially stable retirement. And that's something to be proud of. Many people kick off retirement without per ...