Most seniors don’t realize there’s a clever financial maneuver that can shrink their tax bill in a big way. In fact, if you’re over a certain age, filing jointly with your partner, and meet the right conditions, you could earn as much as $141,900 tax-free in 2025. The strategy is called tax gain harvesting, and it could reshape your retirement plan. Must Read Tax gain harvesting Much like tax-loss harvesting, tax gain harvesting involves selling your assets strategically to lock in gains at lower tax r ...