Financial expert Dave Ramsey responded to a listener’s question on an episode of “The Ramsey Show” about how someone could end up with 35 credit cards. His answer was straightforward: banks don’t care if you can afford it. They care if they can profit off of you. Credit Cards Are Marketed Harder Than Anything Else “That’s sweet that you’d think common sense would enter into this transaction,” Ramsey said to the listener named Cory. He explained that banks and credit card companies hand out credit not bec ...