Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the stocks Jim Cramer had in this week’s game plan. Cramer mentioned the stock during the episode and remarked: “We got a couple real good ones lumped in here today. We got Affirm for buy now, pay later, Sandisk for tech storage, and MP Materials for rare earth materials. All three have had, they’ve had tremendous stories to tell for a while now. Although Sandisk has had a huge and now parabolic run, and I, you know, I don’t like to recommend the ones that are ...

A massive dismantling of the financial regulator created to protect consumers is underway, affecting everything from auto lending and digital payments to credit cards and credit reports.Two years ago, the Consumer Financial Protection Bureau (CFPB), a federal financial regulatory agency, announced it was forcing Toyota Motor Credit to give consumers back tens of millions of dollars. While selling bundled auto insurance and car-servicing products, Toyota dealers had “lied about whether these products were ma ...

印度IPO市场概况 - 印度是全球最热门的IPO市场之一，2025年总融资额正迅速接近2021年创下的210亿美元纪录 [1] - 2025年已有超过300宗上市，融资近160亿美元，使印度成为全球第四繁忙的IPO市场，在亚洲仅次于香港和中国大陆 [16] - 市场预期2026年将是另一个丰收年，融资额可能再创新高 [24] 投资者结构转变 - 国内投资者（包括共同基金、保险公司和数百万散户）在IPO领域占据主导地位，自2024年初以来已向IPO投入9790亿卢比，而外资投入为7900亿卢比 [6] - 在2025年IPO融资额超过1万亿卢比（约合113亿美元）的年份中，国内投资占比达到近75%，为历史最高水平 [6] - 国内机构投资者在印度国家证券交易所2000多家上市公司中的持股比例连续五个季度上升，截至6月达到19.2%，为25年来最高水平，而外国投资组合投资者的持股比例则降至17.3%，为十多年来最低 [12] 标志性IPO案例 - 家电制造商LG的13亿美元IPO在6.5小时内售罄，是17年来印度大型IPO中最快的认购速度，上市首日股价飙升48% [9] - 在LG的IPO中，本地投资者（机构和个人合计）占三天认购期内总投标额的60% [9] - 10月是印度的里程碑月份，除了LG的IPO，影子贷款机构Tata Capital的17亿美元IPO是今年规模最大的上市 [19] 市场驱动因素 - 疫情带来的前所未有的零售投资热潮、移动交易应用的普及、开户便利性以及社交媒体上的投资教学内容，创造了数百万首次 equity 投资者 [11] - 风险承受能力较低的投资者通过每月定投计划向本地共同基金投入数十亿美元，以参与基准股指有望连续第十年上涨的市场 [11] - 国内投资者，主要是共同基金和保险公司，已向市场投入超过700亿美元，这抵消了约160亿美元的外资流出，并推动基准指数上涨 [13] IPO表现与回报 - 印度IPO今年产生了18%的加权平均回报，超过了NSE Nifty 50指数9.7%的涨幅 [13] - 然而，主板IPO产生快速回报的能力正在减弱，上市后一个月的股票中位数回报率从去年的22%缩水至今年的2.9% [23] - 尽管印度IPO整体表现良好，但全国主板和创业板近一半的上市股票目前跌破发行价，融资额低于1亿美元的公司主导了表现不佳者名单，一些大型IPO如HDB Financial Services的15亿美元上市（今年第二大）也处于亏损状态 [22] 未来展望与积极因素 - 印度拥有90多家估值超过10亿美元的私营公司，是仅次于美国和中国的第三大独角兽市场 [26] - 有利的监管环境正在提供帮助，印度证券市场监管机构在9月调整了规范，使超大型私营公司更容易上市，央行本月放宽了对IPO投资者贷款的规定 [26] - IPO正在带来金融科技和可再生能源等新主题，以及目前在二级市场尚未出现的朝阳行业公司，增加了市场的广度和流动性 [27]

Apple reportedly asked a judge Monday (Oct. 27) to dismiss a racketeering lawsuit brought by Fintiv.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.FinTiv, a digital payments solution provider, alleges the tech gia ...

PayPal is the latest tech company to partner with OpenAI, and the stock is surging. Paypal shares jumped 11% on Wednesday on news of a partnership with the ChatGPT maker. The agreement will enable ChatGPT users to make in-app purchases using their PayPal wallets. The move: PayPal stock jumped 10% on Tuesday. The digital payments company has struggled in 2025, with the stock down 10% year-to-date. Why: PayPal announced a partnership with OpenAI on Tuesday to incorporate its payments wallet into ChatG ...

核心观点 - 公司第三季度业绩超预期，营收和每股收益均实现增长，并宣布首次股东分红及与OpenAI的电商合作，推动股价大幅上涨 [1][2][3] 财务业绩 - 第三季度调整后每股收益增长12%至1.34美元，营收增长7%至84.2亿美元，超过分析师预期的每股收益1.20美元和营收82.36亿美元 [2] - 总支付额增长8%至4580亿美元，超过预期的4475亿美元；交易边际利润增长6%至38.7亿美元，超过预期的37.8亿美元 [5][6] - 活跃账户数量增长1%至4.38亿个；Venmo营收增长20% [2][8] 业务运营 - 品牌结算业务增长5%，符合预期，品牌总支付额的新定义现已包含“使用Venmo支付” [5][6] - 交易边际利润代表公司在处理每笔支付交易后，扣除直接成本（如支付给信用卡网络的手续费）所获得的利润 [7] - 子公司Braintree去年的重新定价举措对营收增长和支付量造成压力，但改善了交易利润率 [9] 战略发展 - 公司与OpenAI达成电商合作，ChatGPT用户将能够使用PayPal钱包即时完成购买，ChatGPT拥有超过8亿周活跃用户 [3][4] - 公司宣布首次派发股东股息 [3] - Venmo已从个人对个人转账服务扩展到借记卡等其他领域 [9] 市场表现 - 财报发布后，公司股价在当日早盘交易中飙升近16%至81.18美元，为自2月初以来的最高水平，但2025年年内股价仍下跌17% [3] - 公司已从在线结算选项发展为移动购物和个人对个人支付应用 [10]

ChatGPT wants to be your personal shopper. Most Read from Fast Company PayPal announced Tuesday that its digital payment system will be integrated into ChatGPT, inviting anyone who uses it to shop directly from the chatbot. Starting next year, ChatGPT users will be able to check out with a click through a PayPal account and connect directly with the tens of millions of sellers who rely on PayPal’s payments system. “By partnering with OpenAI and adopting the Agentic Commerce Protocol, PayPal will power p ...

美股主要指数表现 - 道琼斯工业平均指数、纳斯达克指数和标普500指数连续第三个交易日创下盘中新高 [1][5][6] - 主要股指上涨得益于强劲的企业财报和美联储开启为期两天的政策会议 [1][5][6] 个股表现亮点 - PayPal股价因公司与OpenAI达成协议，将其数字钱包嵌入ChatGPT以支持购买而大涨 [2] - 联合包裹服务公司股价因季度业绩强劲，投资者看好其业务扭转努力而大幅上涨 [2][6] - Sherwin-Williams成为道指中表现最佳的股票，因其第三季度盈利超出分析师预期 [2] 个股表现疲软 - F5股价因公司发布疲软业绩展望而下跌，公司预计近期网络安全事件将导致销售周期出现短期中断 [3] - 皇家加勒比游轮公司股价因季度营收未达到分析师预期而下跌 [3][6] - CarMax股价下跌，因标普道琼斯指数公司宣布将其从标普500指数中剔除，并纳入标普小型股600指数 [4] 其他资产类别表现 - 黄金和原油期货价格下跌 [4] - 10年期美国国债收益率基本持平 [4] - 美元对日元和欧元汇率下跌，对英镑汇率上升 [4] - 主要加密货币涨跌互现 [4]

Wedgewood Partners, an investment management company, released its third-quarter 2025 investor letter. The letter is available for download here.  AI stocks remain the favorite topic of Wall Street in the third quarter. In the third quarter, Wedgewood Composite’s net return was 5.9% compared to the Standard & Poor’s 8.1%, the Russell 1000 Growth Index’s 10.5%, and the Russell 1000 Value Index’s 5.3% return for the same period. In addition, you can check the fund’s best 5 holdings to know its best picks in 2 ...

Wells Fargo sets a price target of $74 for PayPal (NASDAQ:PYPL), indicating a potential upside.Despite expected decline in earnings for the quarter ending September 2025, revenues are anticipated to rise.PayPal's stock experiences volatility with a 52-week range between $93.66 and $55.85, highlighting the importance of the upcoming earnings call.PayPal Holdings Inc. (NASDAQ:PYPL) is a leading digital payments platform that facilitates online money transfers and serves as an electronic alternative to traditi ...