There's a lot of emphasis, at least from from Bloomberg intelligence in-house on on COD and that driving volumes. But what we've learned across this earnings period in your domain is it's worth spending a minute on the underlying behaviors of your consumers that that drove this growth in the quarter. What do you say.So despite the by obsession we're seeing in the markets today in the last few days, affirms consumer is really healthy. They're shopping, they're buying, they're paying their bills. They're you ...