Question-and-Answer SessionDushyant, you founded Paymentus in 2004. I'd love to kind of do a look back over the last 4 years since the IPO. Could you talk about the opportunity for bill presentment in the U.S. and just how the industry has changed and how you still think about the market opportunity?Dushyant SharmaChairman, President & CEO Sure. I think the market has moved a little bit more in our direction since our IPO. In fact, if you look at it, the year before our IPO, we were a $300 million company. ...