Affirm Holdings Inc. AFRM revealed on Tuesday two major collaborations that will extend its “buy now, pay later” options into new markets.The payment platform entered into a multi-year deal with ServiceTitan Inc. TTAN, enabling the company’s contractors to offer clients more flexible billing options for costly repairs and home upgrades. Separately, it struck a deal with Vagaro, a platform serving salons, spas, gyms, and wellness providers.By embedding Affirm within these platforms, the company aims to posit ...

业务拓展 - Affirm Holdings的先买后付服务现已支持美国Apple Pay用户通过iPhone进行店内支付 此前已支持在线和应用内支付[4] - 获得批准的消费者可通过此项服务进行交易[4]

行业趋势 - 先买后付服务为消费者提供信用卡的替代方案 允许将购买分成短期且通常免息的分期付款 [1] - 行业正经历信用卡替代方案的广泛采用 传统信用卡难以适应消费者需求 [1] - 先买后付服务主要面向不愿使用信用卡或可用信用额度不足的消费群体 [2] 市场规模 - 2024年使用先买后付贷款的美国消费者达8650万人 预计2025年将增长至9150万人 [1] - 近半数美国人至少使用过一次先买后付服务 其中11%的用户使用次数达六次或以上 [1] 竞争格局 - 先买后付模式直接分流信用卡交易量 每笔通过该方式融资的购买都意味着信用卡或支票账户交易的流失 [2] - 该模式降低信用卡交易活动和利用率 而这些正是传统金融机构的主要收入驱动因素 [2] 风险特征 - 先买后付交易在信用档案中存在重大数据缺口 导致对消费者信用质量的理解不完整 [3] - 传统贷款机构对使用先买后付计划的消费者保持谨慎态度 随着用户数量持续增长 这种担忧日益加剧 [2][3]

Key Points Klarna has a growing and established business, and it partners with many of the largest companies in the world. It has strong underwriting capabilities and a full banking license. It's growing in the low double digits, and its expansion plan is eating away its profits, for now. 10 stocks we like better than Klarna Group › It's been a lackluster year for the initial public offering (IPO) market. Although there have been some high-profile IPOs, like Figma, 2026 has been pretty quiet. Th ...

Klarna Group plc (NYSE:KLAR) is one of the stocks Jim Cramer talked about. Cramer talked about the stock before its IPO. He said: “The highlight of the week by far is Klarna, a buy now, pay later lending platform. It’s… [been] flirting with going public for years. Frankly, its deal should price Tuesday night. Right now, Klarna is on track to raise between 1.2 and $1.3 billion.” Photo by Roberto Júnior on Unsplash Klarna Group plc (NYSE:KLAR) is a payments technology company that provides advertising, ...

Revenue is expected to hit $18 billion this year for its cloud business, a 77% year-over-year increase. By the start of the next decade, Oracle sees that number ballooning to $144 billion.It's a refreshing take for investors tired of translating the pie-in-the-sky projections so many AI companies make.Oracle's demonstrating how its business is growing from AI with some hard numbers.It's becoming a sort of utility provider for companies in the AI space, offering a bunch of the resources they need to build ou ...

Brendan McDermid/Reuters Klarna stock popped more than 30% in its trading debut on Wednesday. The Swedish fintech company is the latest hot tech IPO to draw a The oversubscribed IPO raised $1.37 billion. The parade of red-hot tech stocks to surge in their first day of trading continued on Wednesday. Klarna shares spiked more than 30% to about $52 a share in their debut after the Swedish fintech company priced its initial public offering at $40 per share on Tuesday, the high end of its expected ran ...

CNBC's Jim Cramer explained why he thinks newly-minted IPO Klarna is a buy even after shares climbed during its first trading session."While Klarna roared right out of the gate, the stock hasn't gone to an insane valuation yet. I think the numbers look good, so I think it can be bought at these levels," he said, with the caveat that overall, he prefers competitor Affirm.Klarna opened at $52 and saw gains on Wednesday after the the company priced its IPO above the expected range. The Swedish online lender is ...

Join me now from the floor of the New York Stock Exchange, got Sebastian Simatowski, CLA, CEO. Sebastian, it is great to see you. Congrats, Sebastian, on the big day.Walk us through, Sebastian, what this day means for you, Sebastian, for the company, and why why go public now. What what were the variables, the factors in that decision. Look, it's been obviously, look, due to the very troubling news just recently on Charlie Kirk, I'm a bit like not in the celebratory spirit I was previously, but it's been ob ...

Fox Business Alert. Investors are in buy now, pay now mode when it comes to Clara stock. The buy now pay later company's long- aaited debut on the New York Stock Exchange kicked off just after 1 p.m. Eastern after pricing at $40 a share, above the expected range of $35 to $37 a share. Clara's first trade spiked 30% to $52. It's still up, but a bit lower. It's at 14% higher, $4567. valuation stands at $19.65% billion. The Swedish fintech upsized its IPO, indicating very strong demand for the 20-year-old comp ...