As Americans struggle with massive amounts of credit card debt, there are debates about using credit card reward programs. Some personal finance experts aren’t fans of seemingly exploitative credit card companies, while others believe responsible credit card use can help you boost your credit score while you earn rewards. Check Out: 5 Things Barbara Corcoran Wants You To Stop Doing With Your Money Try This: 7 Tax Loopholes the Rich Use To Pay Less and Build More Wealth Popular money expert Dave Ramsey isn ...