The reduced rates impacted new FD investors as they invested in FD with lesser maturity amounts than earlier. As the year 2026 begins, will FD rates fall further, or will they bounce back from this point? Let’s find out- Why did FD rates fall in 2025?Banks and SFBs cut interest rates on their FDs after the RBI slashed repo rates by 125 basis pints in the year 2025. The last repo rate cut came in the December in the RBI monetary policy meeting when the central bank cut the rate by 25 bps. The transmission of ...