In August 2025, Paizabazaar released a report titled: “How India Checked Credit Score”. Over 30 days, the survey attracted participation from 4.7 million participants from 710 cities. Out of these, 25% of the participants were Gen-Z (18 to 28 years) with an average credit score of 742.The survey shows how individuals are eager to build and maintain a good credit score right from a young age. A challenge that youngsters face is getting access to credit instruments like credit cards and loans to build their c ...