Key Takeaways Goldman is exiting consumer banking to focus on investment banking, and asset and wealth management. Citigroup is streamlining global operations, exiting non-core markets and refocusing on core businesses. Citigroup trades at a lower P/E and offers a higher dividend yield, signaling better value than Goldman. On Wall Street, transformation is no longer a buzzword — it is a survival strategy. Both The Goldman Sachs Group (GS) and Citigroup, Inc.  (C) are reinventing themselves for a new era of ...