For many businesses, Christmas and New Year are both the most wonderful and most challenging times of the year. Whether it’s a retailer ramping up stock orders, a manufacturer managing late supplier payments, or a hospitality business facing staff and supplier surges, the festive season often amplifies these peaks and troughs. At this time of year, the importance of seasonal business finance becomes starkly visible. Sales peak bringing in new revenue but often also bringing in higher costs for the busines ...