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Payment Platforms Stand To Gain As Consumers And SMBs Push For Smarter Financial Solutions, New Marqeta Research Finds
Businesswire· 2025-09-16 15:01
Sep 16, 2025 3:01 AM Eastern Daylight Time Payment Platforms Stand To Gain As Consumers And SMBs Push For Smarter Financial Solutions, New Marqeta Research Finds Share UK consumers and SMBs are thinking more strategically about their finances, opening the door for payment platforms to deliver integrated solutions that drive greater value and engagement LONDON--(BUSINESS WIRE)--Marqeta's sixth annual State of Payments Report shows widespread interest in smarter payment platforms to unlock small to medium-siz ...
Why Wall Street Still Likes Sezzle (SEZL) Despite Guidance Concerns
Yahoo Finance· 2025-09-11 15:31
Sezzle Inc. (NASDAQ:SEZL) is one of the best multibagger stocks to invest in right now. The company operates in the fast-expanding “Buy Now, Pay Later” (BNPL) market, offering flexible payment solutions that benefit both merchants and consumers. The company has substantial growth opportunities ahead. Worldpay, in its Global Payments Report 2025, forecasts that the global BNPL online value will grow at a 9% CAGR through 2030, reaching approximately $580 billion, up from $342 billion in 2024. Sezzle’s consu ...
More Transactions, Less Interest: Can Affirm Still Win BNPL?
ZACKS· 2025-07-17 01:55
公司业务与技术优势 - 公司利用专有技术基础设施、深度数据能力和高效风险模型构建了强大的交易处理系统 [1] - 已整合约358,000家活跃商户的API接口,保持交易流程顺畅 [1] - 提供灵活融资方案包括双周支付计划、0% APR月付和计息贷款 [2] 财务表现与增长动力 - 2025财年第三季度交易量同比增长46%,收入模式依赖交易量产生的商户费用和利息收入 [2] - 0% APR分期GMV同比增长44%,但该业务利息收入低于高息贷款 [3] - 主动推动0% APR计划以吸引优质借款人,通过更高商户费用和更低风险抵消利润率压力 [3][8] 行业竞争格局 - 主要竞争对手PayPal在2025年第一季度处理60亿笔交易,净收入78亿美元(同比+1%) [5] - Visa 2025财年第二季度处理交易量同比+9%,总收入增长9%,跨境交易量增长13% [6] 估值与市场表现 - 公司股价过去一年上涨104.9%,远超行业42.3%的涨幅 [7] - 远期市销率5.38倍,低于行业平均5.7倍 [10][13] - 2025财年Zacks一致预期显示盈利将同比改善101.8%,收入预计增长37% [12] 业绩预测 - 2026年6月季度EPS预期0.09美元(同比+164.29%),2025财年全年EPS预期0.03美元(同比+101.8%) [14] - 2026财年EPS预期0.74美元(同比+2,355.54%),最高/最低估值区间为0.93/0.56美元 [14]