Management repeatedly emphasized core deposit growth as central to the profitability gains. Robbins said Valley grew core deposits by nearly $4 billion, or 9%, year over year, driven by deeper customer engagement and operating account wins tied to prior investments in talent and technology.Robbins noted the company’s adjusted return on average assets was 1.14%, its highest level since the fourth quarter of 2022. For full-year 2025, Valley produced $598 million of net income, or $585 million on an adjusted b ...