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I Asked ChatGPT: How Can I Delay Taking Social Security If I Need the Money Now?
Yahoo Finance· 2025-10-01 19:43
Deciding when to apply for Social Security can have a major impact on your retirement. Although you can collect retirement benefits as early as age 62, your monthly payment will get bigger the longer you wait. Waiting until the full retirement age (67 for most people) means you get the full benefits you are entitled to. After that, each year you wait to file your benefit will increase by 8% until you hit age 70, when there is no more advantage to waiting. Read More: 3 Little-Known Social Security Rules Th ...