“They would write fantastic offers and beautiful, heartfelt letters to the sellers, saying how much they loved and would care for these homes,” Derenne, who works as an agent with The Real brokerage, said. Yet the couple kept losing out to rival buyers.In addition to being outbid when they put offers on some properties in Milwaukee’s still-hot market, the young couple faced sellers who said they did not accept their offer because they had an FHA loan, Alex Derenne, the couple’s real-estate agent, told Marke ...