New York Mortgage Trust, Inc. 2025 Second Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties an ...

MCLEAN, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB:FMCC) announced today that it plans to report its Second Quarter 2025 financial results before the U.S. financial markets open on Thursday, July 31, 2025. The company will hold a call at 9 a.m. Eastern Time (ET) on Thursday, July 31, 2025, to share the company’s results with the media. The call will be concurrently webcast, and the replay will be available on the company’s website for approximately 30 days. All materials related to the call w ...

WASHINGTON, July 28, 2025 /PRNewswire/ -- Fannie Mae's (OTCQB: FNMA) June 2025 Monthly Summary is now available. The monthly summary report contains information about Fannie Mae's monthly and year-to-date activities for our gross mortgage portfolio, mortgage-backed securities and other guarantees, interest rate risk measures, and serious delinquency rates.Follow Fannie Maefanniemae.comFannie Mae Newsroomhttps://www.fanniemae.com/newsroomPhoto of Fannie Maehttps://www.fanniemae.com/resources/img/about-fm/fm- ...

Rithm Capital (RITM) Q2 2025 Earnings Call July 28, 2025 08:00 AM ET Company ParticipantsEmma Bolla - Associate General CounselMichael Nierenberg - Chairman, President & CEOBaron Silverstein - PresidentBose George - Managing DirectorCrispin Love - Director - Equity ResearchRandy Binner - Managing DirectorKenneth Lee - Vice PresidentConference Call ParticipantsEric Hagen - MD, BTIG Mortgage & Specialty Finance AnalystDouglas Harter - Equity Research AnalystOperatorGood day, and welcome to the Rhythm Capital ...

公司动态 - 公司发布2025年6月月度业务量摘要 内容包括抵押贷款相关投资组合 证券发行 风险管理 拖欠债务 债务活动及其他投资信息 [1] - 公司使命是为全美家庭提供住房支持 通过促进住房市场流动性 稳定性和可负担性来实现这一目标 [2] - 公司自1970年以来已帮助数千万家庭实现购房 租房或保留住房的目标 [2] 业务运营 - 公司业务覆盖整个经济周期 持续为住房市场提供支持 [2] - 公司通过多种渠道与公众保持沟通 包括官方网站 社交媒体平台等 [2]

Primary Mortgage Market Survey® U.S. weekly average mortgage rates as of 07/24/2025 MCLEAN, Va., July 24, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.74%. “This week, the 30-year fixed-rate mortgage essentially remained flat at 6.74%,” said Sam Khater, Freddie Mac’s Chief Economist. “Overall, the backdrop for the housing market is positive as the economy continues to ...

AI-powered servicing earns Rocket Mortgage top marks in overall satisfaction, ease, care and digital experienceDETROIT, July 24, 2025 /PRNewswire/ -- Rocket Mortgage, the country's largest retail mortgage lender and part of Rocket Companies (NYSE: RKT), has been named #1 in client satisfaction by J.D. Power in mortgage servicing for the 11th year – the most of any lender. This milestone brings Rocket Mortgage's total J.D. Power wins to 23, including 12 top rankings in mortgage origination. Rocket Mortga ...

WASHINGTON, July 24, 2025 /PRNewswire/ -- Mortgage rates are expected to end 2025 and 2026 at 6.4 percent and 6.0 percent, respectively, downward revisions compared with last month's forecast of 6.5 percent and 6.1 percent, according to the July 2025 Economic and Housing Outlook from the Fannie Mae (OTCQB: FNMA) Economic and Strategic Research (ESR) Group. The ESR Group also updated its home price growth forecast this month and now projects annual home price growth, on a Q4/Q4 basis, of 2.8 percent in 2025 ...

The Trade Desk加入标普500指数 - 半导体公司Synopsis以350亿美元收购ANCS后，广告技术公司The Trade Desk将填补标普500空缺位置[2] - 加入标普500后指数基金需被动配置，预计25-30%股份将被三大指数基金持有，短期带来股价上涨压力[2] - 公司2025年曾因首次未达指引导致股价下跌68%，但长期看自2016年上市以来累计涨幅达2600%[3] - 当前市值约400亿美元，股价84美元，业务聚焦程序化广告和联网电视等高毛利领域[3][6] - 面临更多竞争威胁，相比早期市场领导地位有所减弱[6] 比特币机构化趋势 - 比特币现价118,000美元，总市值达2.4万亿美元，相当于黄金市值(17.5万亿)的1/7[8][10] - 企业持有量显著增加：Similar Scientific持有4,800枚，Strategy持有超60万枚，BlackRock通过ETF成为最大持有方[8] - 比特币ETF推出和监管明确(如银行可担任托管方)推动机构参与，SoFi等平台重新开放加密货币交易[12] - 过去25年黄金表现跑赢标普500，预计比特币未来5-10年波动中仍将大幅跑赢市场[10] 期权交易激增现象 - Robinhood平台2025年一季度期权交易量创历史新高，同比增46%，较两年前增84%[13] - 61%期权活动为零日期权(当日到期)，反映极端短期投机行为[14] - 此现象伴随SPAC、 meme股等投机活动复苏，类似2021年市场环境[13] - 当前美股市盈率25倍，超出200周均线30-35%，需警惕高杠杆ETF和保证金债务风险[14] 潜在投资机会 - Rocket Companies(RKT)收购Redfin和Mr Cooper，35万亿美元房屋净值待释放，降息或引发再融资潮[16] - Progressive(PGR)预计综合成本率降至87%，车险领域技术领先(UBI定价)，当前股息率2%[17] - Xometry(XMTR)AI驱动制造平台市值不足20亿，一季度收入增23%且首次盈利，受益制造业回流[18][19]

财务数据和关键指标变化 - 二季度运营有形普通股股东权益回报率（ROTCE）为17.2%，高于上季度的16.8%，处于16% - 20%的指引范围内 [3] - 若将资本比率恢复到去年年底水平，有形普通股股东回报率（ROTC）将处于指引范围上限 [4] - 净收入为1.98亿美元，其中包括2.69亿美元的税前运营收入、3000万美元的对冲净收益，被1500万美元的调整和700万美元的无形资产摊销所抵消 [18] - 二季度末流动性为38亿美元，略低于上一季度，主要因季末大宗抵押服务权（MSR）组合收购的时间安排 [23] - 资本比率（有形净资产与资产之比）在二季度末达到26.6%，高于去年年底的24.4% [23] 各条业务线数据和关键指标变化 服务业务 - 服务业务产生3.32亿美元的税前收入，同比增长15% [7] - 服务收入同比增长13%，运营费用仅增长6% [12] - 成本服务比目前比行业平均水平低近50%，较前一年差距大幅扩大 [12] 发起业务 - 发起业务产生6400万美元的税前收入和94亿美元的资金 [13] - 直接面向消费者（DTC）渠道业务量环比增长约40%，本季度房屋净值和现金再融资合计占比近60% [14] - 本季度成功完成两笔房屋净值证券化 [7][14] - 对应渠道在过去一年成为稳定的前五名参与者 [17] 各个市场数据和关键指标变化 - 据NBA最新调查，贷款机构在过去12个季度中有10个季度亏损 [5] - 二季度末，MSR逾期率降至1%，较上季度下降6个基点 [20] - 公司FHA贷款占MSR组合的15%，并基本避开2023年和2024年的贷款批次 [21] - 公司约16%的客户有学生贷款，4月学生贷款逾期率高达8.7%，6月降至7.9% [22] 公司战略和发展方向和行业竞争 - 公司推出首个MSR基金，初始承诺资金为2亿美元，并计划迅速扩大规模 [7] - 公司与Rocket密切合作，进行收购后的整合规划，以确保交易完成后能迅速开展业务 [9] - 公司坚持定价纪律，在与Rocket进行整合规划的同时，维持业务组合的稳定 [11][12] - 公司持续投资和实施新的人工智能解决方案，以优化大型呼叫中心运营 [13] - 行业中贷款机构面临高抵押贷款利率、住房销售低迷和房价压力等挑战 [5] 管理层对经营环境和未来前景的评论 - 尽管经营环境困难，但公司连续近两年半实现了两位数的回报，展示了规模平台和平衡商业模式的优势 [5] - 公司预计第三季度业绩将保持稳定 [24] - 公司认为FHA收紧贷款修改计划标准是审慎之举，但会减少符合计划的逾期客户数量 [22] 其他重要信息 - 公司因与Rocket的合并暂停了股票回购计划 [4] - 公司被Great Places to Work Foundation评为德克萨斯州最佳工作场所之一 [6] - 公司在二季度为一个客户移除了120亿美元的贷款，并在本月初移除了剩余约50亿美元的贷款 [11] - 公司预计在第三季度收购约20亿美元的MSR组合 [11] - 公司预计到年底新客户将带来约40亿美元的贷款组合 [11] 总结问答环节所有的提问和回答 由于与Rocket的合并事宜正在进行中，本次电话会议不接受提问 [2]