Credit Acceptance Corporation (NASDAQ:CACC) Q4 2019 Results Conference Call January 30, 2020 5:00 PM ET Company Participants Doug Busk - Senior Vice President and Treasurer Brett Roberts - Chief Executive Officer Ken Booth - Chief Financial Officer Conference Call Participants Moshe Orenbuch - Credit Suisse John Hecht - Jefferies Vincent Caintic - Stephens Arjun Tuteja - Jarislowsky Fraser Benjamin Weinger - 3 Sigma Value Giuliano Bologna - BTIG Operator Good day, everyone and welcome to the Credit Acceptan ...