Credit Acceptance Corporation (NASDAQ:CACC) Q4 2018 Earnings Conference Call January 30, 2019 5:00 PM ET Company Participants Doug Busk - Senior Vice President & Treasurer Brett Roberts - Chief Executive Officer Ken Booth - Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Moshe Orenbuch - Credit Suisse John Rowan - Janney Mark Hammond - Bank of America High Yield Kyle Joseph - Jefferies Dominick Gabriele - Oppenheimer Daniel Staff - Autonomous Research Vincent Caintic - Ste ...