Umpqua Holdings Corporation 3rd Quarter 2021 Earnings Conference Call Presentation October 21, 2021 Forward-looking Statements This presentation includes forward-looking statements within the meaning of the "Safe-Harbor" provisions of the Private Securities Litigation Reform Act of 1995, which management believes are a benefit to shareholders. These statements are necessarily subject to risk and uncertainty and actual results could differ materially due to various risk factors, including those set forth fro ...