CVB Financial Corp. (NASDAQ:CVBF) Q4 2021 Earnings Conference Call January 27, 2022 10:30 AM ET Company Participants Dave Brager – Chief Executive Officer Allen Nicholson – Executive Vice President and Chief Financial Officer Christina Carrabino – Investor Relations Conference Call Participants Matthew Clark – Piper Sandler David Feaster – Raymond James Gary Tenner – D.A. Davidson Kelly Motta – KBW Tim Coffey – Janney Operator Good morning, ladies and gentlemen. And welcome to the Fourth Quarter and Year-en ...