Financial Institutions, Inc. (NASDAQ:FISI) Q4 2022 Earnings Conference Call January 31, 2023 8:30 AM ET Company Participants Pamela Kennard - Investor Relations Analyst Marty Birmingham - President & Chief Executive Officer Jack Plants - Executive Vice President, Chief Financial Officer & Treasurer Conference Call Participants Alex Twerdahl - Piper Sandler Damon DelMonte - KBW Erik Zwick - Hovde Group Operator Hello, everyone and welcome to the Financial Institutions Fourth Quarter and Full Year 2022 Earnin ...